Prohibition of interest

Main Topic

Explanation of Quranic verses from the second and third Juz (Siparah) regarding Allah's divine wisdom, the severe prohibition of interest (Riba), and the blessings of charity (Sadaqah).

What human beings dislike may be good for them, and what they like may be harmful; Allah Subhaanahu Wa Ta'ala possesses full knowledge while human understanding is limited.
Consuming or engaging in interest (Riba) leads to spiritual destruction, loss of barakah, greed, and hardheartedness.
On the Day of Judgment, those involved in interest will be raised in a state resembling a possessed or insane person due to their madness for wealth in the Dunya.
Trade (Bay') is made lawful by Allah, whereas interest (Riba) is strictly forbidden due to its exploitative nature that enriches the wealthy at the expense of the poor.
Declaring interest to be permissible takes a person out of Islam, while engaging in it knowingly is a grave major sin (Kabira).
Allah Subhaanahu Wa Ta'ala destroys interest and causes charity (Sadaqah) to grow and multiply.

Surah Al-Baqarah (2:216): "Fighting has been enjoined upon you, though it is hateful to you..."
Surah Al-Baqarah (2:275): "Those who consume interest cannot stand [on the Day of Resurrection] except as one stands who is being beaten by Satan into insanity..."
Surah Al-Baqarah (2:276): "Allah destroys interest and gives increase for charities..."
Surah Al-Baqarah (2:278-279): "O you who have believed, fear Allah and give up what remains [due to you] of interest... then be informed of a war [against you] from Allah and His Messenger."
Surah Al-Baqarah (2:280): "And if someone is in hardship, then let there be postponement until [a time of] ease. But if you give [from your right as] charity, then it is better for you..."

Refrain completely from all forms of interest, doubtful financial transactions, and high-risk or questionable investment schemes.
Live simply within your financial means and avoid entering into interest-bearing loans or debts for unnecessary luxuries.
Show leniency and grant extra time to debtors who are facing financial hardship, or consider waiving the debt as Sadaqah.
Increase in giving Sadaqah (charity) to bring barakah into one's income and wealth.